Institutional-grade treasury management: better returns, Tier 1 bank custody, AI-powered insights. Zero extra work or headcount.
All client accounts are opened with a CIPF custodian, your cash is held directly in your company's name, not pooled or co-mingled, and always accessible.
Surprise-free investment policy, tailored to your business, that you can trust us to execute.
A liquid cash account that beats your bank's rate, plus higher returns on longer duration investments.
Produce performance and benchmarking reports in seconds, get fresh numbers as often as you need. Upside won't slow you down.
Quickly estimate the impact of ramping up marketing or turning down discretionary spend on your liquidity and cash position.
Earn meaningful returns on cash you're not spending this quarter.
Upload a budget workbook as-is, let Upside AI do the boring parse, cleanup, and categorization tasks, then check and sign off on the final analysis.
Positions, yields, and allocation at a glance.
Monthly projections, runway health, budget uploads.
Live tracking of allocation vs. IPS targets and ranges.
GIC universe and key benchmark rates, refreshed daily.
Track EIR & amortized cost, plus auditor-ready exports.
Performance, benchmarking, and compliance tracking.
Banking & accounting from you. Market data from us.
A treasury analyst that knows your portfolio, 24/7.
Upside is built to keep your auditors and compliance department happy.
Yes. All client accounts are opened with a CIPF custodian and all client assets are held directly in your company's name at a Tier 1 Canadian bank. Funds are never pooled or co-mingled. This means you retain full ownership and uninterrupted access to your cash at all times.
We work with licensed portfolio managers to build custom, low-risk investment strategies that go beyond traditional business bank accounts. Our clients earn better-than-bank returns on both liquid and longer-term allocations, without compromising safety or access.
Our clients are primarily Canadian businesses — often public companies, scale-ups, and holding companies — with significant idle cash balances. CFOs, CEOs, and controllers use Upside to earn more on cash while reducing manual treasury tasks.
Yes. Liquidity is built into the strategy. Your cash is never locked up — you can access your liquid allocation at any time, just like a high-interest savings account. Longer-term allocations are structured to match your liquidity needs.
Investments are managed by Bold Wealth Partners, a licensed and regulated Portfolio Manager in Canada with a half billion dollars in AUM. They act as your fiduciary and tailor an investment policy aligned with your business's risk tolerance and liquidity requirements.
See what your treasury could be earning.
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