Enterprise-grade cash management, without the enterprise complexity.

Upside's treasury platform gives you the tools to optimize cash, manage risk, and free up time for strategic work.

Custody and security you can trust.

Your cash sits with a Tier 1 Canadian bank in accounts bearing your company's name and CIPF protection. Not pooled, never co-mingled, always segregated.

Bank-grade security infrastructure with multi-factor authentication, encryption at rest and in transit, and regular security audits keep your data protected.

Money movement multi-approval workflows to thwart rogue employees and remain in compliance with your organizational standards

Treasury management that fits your business.

Customized investment policy

We work with you to arrive at duration limits, credit requirements, liquidity needs, and other optimizations that match your specific situation.

Put excess cash to work automatically

Upside and our portfolio manager work within your IPS to automatically allocate surplus to higher-yield investments that match your timeline and risk profile.

Diversified treasury portfolio without the hassle

Access to GICs, Treasury bills, provincial bonds, and money market funds through a single platform. No need to manage relationships with multiple providers.

Complete visibility and control.

Real-time portfolio view.

See exactly where every dollar is deployed, when investments mature, and what you're earning. No waiting for monthly statements.

Comprehensive reporting and analytics.

Export data for your accounting system, generate board reports, or drill into accounting details. Get the reporting you need without manual work.

Scale your treasury without scaling your team.

Automate your auditor check-ins.

Set IPS rules once and let Upside enforce them. We stay on top of bond accretion or amortization reporting for auditors so you don't have to.

Integrate with your existing systems.

Connect and export into your existing accounting software or Excel. Upside fits into your workflow, not the other way around.